For Australian investors
You can buy New Zealand property. Most of the world can't.
Australian citizens buy here on the same footing as a New Zealander. The hard part is distance. That is the part I do.
Done for you
We run the whole thing. You provide the finance.
You stay in Australia. We do everything on the ground in New Zealand, from the first viewing to the handover.
What we do
- 01
Source the deal
We find the property, triage it and make the offer. You approve every purchase.
- 02
Run the due diligence
LIM, council records, builder's assessment and real cost to complete, before you commit.
- 03
Supply the team
Builders, trades, consultants and a property manager we already work with.
- 04
Manage the full project
Consents, compliance, timeline and budget, reported to you weekly.
- 05
Hand it back ready
Sale-ready, with the file to prove it.
What you do
Provide the finance.
That is it.
Your own funds or your own lending. We do not lend, broker or arrange finance.
The operator
Why you should work with Emma Hanover
You are not hiring a commentator. You are hiring someone who buys the houses everyone else walks away from, in New Zealand, every month.
25+
Properties developed and flipped
Uninhabitable New Zealand houses that banks would not lend on, brought back and sold.
$25m+
In funded deals
A track record across acquisitions, renovations and resales in the New Zealand market.
1 a month
Still buying, every month
Emma buys, fixes and refinances roughly one property a month. The advice is current because the work is.
Exit
Built and sold Hanover Linemarking
Grew a linemarking business from a garage start-up and sold it before moving into property full time.
Founder
FundHaus
A founder of FundHaus, where property operators and private investors find each other directly.
Press
Featured in the NZ Herald
Interviewed on what it takes to buy, improve and sell New Zealand homes in a harder market.
Step one
Start with the call
Fifteen minutes with Rich. No cost. An honest answer about whether this fits.
Not ready to talk?
Get a head start on the New Zealand market
The rules
What Australians are actually allowed to do
OIO consent
Australian citizens do not need Overseas Investment Office consent. Permanent residents living in Australia do, and can only buy one home to live in. Confirm your position with a New Zealand lawyer.
What you still need
An IRD number, a New Zealand bank account and a New Zealand solicitor. All three take longer than people expect, and all three can be started before you have a property.
Tax, both sides
New Zealand taxes the rent and applies the bright-line test on sale. Australia taxes your worldwide income, with the double tax agreement deciding the credits. Get an accountant who works across both.
Track record
Properties developed and flipped
25+
In funded deals
$25m+
Every month, consistently
One a month
Emma built and sold Hanover Linemarking before moving into property full time. She is also a founder of FundHaus, where property operators and private investors find each other directly.
Questions
The questions Australians actually ask
Do I need OIO consent?
Not as an Australian citizen buying standard residential or lifestyle land. As an Australian permanent resident living in Australia, yes. LINZ requires permanent residents to also be ordinarily resident in New Zealand, and one who is not needs consent, where the only pathway is one home to live in. Confirm your own position with a New Zealand lawyer before you make an offer.
Can I get a New Zealand mortgage on Australian income?
Some New Zealand lenders will lend to Australian-resident borrowers, usually at a lower loan-to-value ratio and with more documentation than a local. Terms vary by lender and change. That is a broker conversation and I will introduce you to one. I am not a lender and I do not arrange finance.
Do I pay stamp duty?
New Zealand has no stamp duty on residential property.
What about the bright-line test?
New Zealand taxes the gain if you sell residential property within the bright-line period. It applies to you the same as it applies to a New Zealander. Confirm the current period and your own position with an accountant.
Do I need an IRD number and a New Zealand bank account?
Yes to both, and the bank account is usually the slower one. Start it early.
Will I be taxed twice?
The double tax agreement between Australia and New Zealand is designed to prevent that. How it applies to you depends on your structure. Speak to an accountant on both sides before you buy.
Who holds the keys?
I do, or the licensed property manager does. Nothing about this model requires you to be in the country.
How do I know what I am being told is true?
You get the documents, not a summary. Council records, builder invoices, the LIM, the valuation, photographs with dates. If a figure is in my report, the source is attached to it.
Form or course. Your call.
Nothing on this page is legal, tax or immigration advice. It is not financial advice and no return is guaranteed or implied. Overseas investment, lending and tax rules change. Confirm your own position with a New Zealand lawyer and an accountant who works across both countries before you commit capital.