
Journal
Notes from the work.
Short pieces on lending, structure and the parts of a renovation that cost money when they are done in the wrong order.
Lending
Why banks will not lend on an uninhabitable house
What lenders mean by habitable, why it removes most buyers from the market, and what has to be in place before you make an offer.
6 minute read
Structure
Usable equity, explained without the sales pitch
How to work out roughly what you can access against property you already own, and why your lender is the one who confirms it.
5 minute read
